Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.


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  Welcome  

Since 1983 I have helped thousands of families realize their dream of homeownership.  With so many programs available today, it is important to have experience on your side when choosing a lender.

I recognize that buying a home is one of the largest purchases most of us will ever make and work hard to make your experience an exceptional one.  I take the time to focus on your specific needs and am proud to offer award-winning service, along with unique and comprehensive home buying tools.

Whether meeting across the desk or across the globe, I am committed to making the loan process as smooth as possible.  Thank you for your time and I look forward to the opportunity to be of service.

Lou Ann

  Our Daily Rates  

CONVENTIONAL

Rate

APR


30 Year Fixed


Primary, 2nd Homes &
Investment Properties

FHA

Rate

APR


30 Year Fixed


Great for 1st time home buyers, only 3.5% down

VA

Rate

APR


30 Year Fixed


100% Loan to $424,100
Tx Vet Program Available

USDA

Rate

APR


30 Year Fixed


100% Financing Options
Rural Properties

Rate Assumptions

Please contact me for more information

Ready to Buy a Home? Consider its Utility Costs and Energy Efficiency

August 21, 2017

When searching for homes, it’s typical to tour many homes (and spend months looking online) before discovering the home you want in your price range.

When you finally experience this home in person, you’ll likely feel joy and excitement. After all, this home could be the setting for your next life stage!

Read More

Video: Is a Home Equity Conversion Mortgage Right for You?

August 16, 2017

Home equity conversion mortgages (HECM), also known as reverse mortgages, let eligible Americans 62 and older borrow money from their home equity.

While HECMs can be a powerful tool for certain individuals and families, they’re not meant for everyone. Watch this video to learn if a HECM could be right for you.

Read More

Types of Eco-friendly Renovations Available for Your Home

August 14, 2017

Over the past few years, more and more homeowners are investing in environmentally friendly home renovations. Not only are these upgrades good for the environment – they also have the potential to improve the value of your property and increase your home’s equity, while possibly decreasing energy consumption costs as well.

Read More

Customers

Buying
Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations
 

Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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We Are Open Mortgage

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