Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.


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  Welcome  

Since 1983 I have helped thousands of families realize their dream of homeownership.  With so many programs available today, it is important to have experience on your side when choosing a lender.

I recognize that buying a home is one of the largest purchases most of us will ever make and work hard to make your experience an exceptional one.  I take the time to focus on your specific needs and am proud to offer award-winning service, along with unique and comprehensive home buying tools.

Whether meeting across the desk or across the globe, I am committed to making the loan process as smooth as possible.  Thank you for your time and I look forward to the opportunity to be of service.

Lou Ann

How Appraisals Work (FHA vs. Conventional)

January 18, 2018

Buying or selling a home is more than just a transaction. It involves many steps, from listing to closing, and each one can be a source of frustration, especially if either party is unclear about the purpose or unsure about what to expect.  

The appraisal is just one of those anxiety-inducing steps.

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Buying A Home? Prepare Your Paperwork

January 11, 2018

Shopping for your first home is exciting. But, it can also be overwhelming. What you won’t see on most of those home-buying television shows is the preparation that goes into applying and qualifying for a mortgage, often before the shopping process even begins.

A little proactive effort before falling in love with a home can go a long way toward a smooth process.

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Happy Birthday To Us: 15 Years Young

January 5, 2018

At the start of every year, we look forward to new beginnings and continued growth, and 2018 is no different. However, it is a big year for us. We’re toasting to a significant milestone in the company’s history: on January 5, Open Mortgage celebrates 15 years in business.

Since its inception in 2003,

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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