Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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  Welcome  

Since 1983 I have helped thousands of families realize their dream of homeownership.  With so many programs available today, it is important to have experience on your side when choosing a lender.

I recognize that buying a home is one of the largest purchases most of us will ever make and work hard to make your experience an exceptional one.  I take the time to focus on your specific needs and am proud to offer award-winning service, along with unique and comprehensive home buying tools.

Whether meeting across the desk or across the globe, I am committed to making the loan process as smooth as possible.  Thank you for your time and I look forward to the opportunity to be of service.

Lou Ann

Navigating the 2018 Real Estate Market

July 17, 2018

We’re over halfway through 2018, which means the real estate trends for this year are becoming clear. While no one knows for sure what the future will hold, reviewing what we’ve seen happen so far can help buyers understand what to expect when they put in an offer on a potential home.

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Five Questions to Consider Before Hosting an AirBNB

July 11, 2018

In less than a decade, Airbnb has transitioned  from a trendy vacation method to a staple of modern day travel. As the travel season approaches, some will  be looking to save money at vacation destinations, while others might be converting their homes into Airbnb units for extra cash. Could Airbnb hosting be a good option for you and your home?

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Moving Out? Here’s Your Checklist

July 10, 2018

After weeks of gathering personal information, printing off bank statements and tax records, and waiting for the bank to approve and underwrite your loan, the time has come—you’ve signed your lender’s paperwork and bought a new house. Now for the really fun part: packing and moving. In the hectic time to come,

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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