Welcome  

Since 1983 I have helped thousands of families realize their dream of homeownership.  With so many programs available today, it is important to have experience on your side when choosing a lender.

I recognize that buying a home is one of the largest purchases most of us will ever make and work hard to make your experience an exceptional one.  I take the time to focus on your specific needs and am proud to offer award-winning service, along with unique and comprehensive home buying tools.

Whether meeting across the desk or across the globe, I am committed to making the loan process as smooth as possible.  Thank you for your time and I look forward to the opportunity to be of service.

Lou Ann

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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Six Compelling Reasons to Buy Your First Home

May 18, 2017

For individuals and families considering buying their first home, it can be easy to feel overwhelmed and question whether you should keep renting.

After all, buying a home commits you to years of monthly home payments (and risk) in an uncertain global economy. Owning a home also provides a long list of benefits,

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Video: Six Questions to Ask Your Realtor When You Find a Home You Love

May 17, 2017

If you’re planning on buying a home, your Realtor is an important part of the process, and a valuable resource for you.  

One of the most exciting homebuying moments is discovering a home you love. When you find that house, here are six essential questions to ask your Realtor:

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Loan Comparison: How USDA Loans Measure Up to FHA Loans

May 15, 2017

Those looking for a low to no down payment mortgage have options. From VA loans to HomeReady Loans to loans only available via the state, there are many different mortgages available for those who do not have the traditional 20% down payment.

The most common of these home loans is the FHA loan,

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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