Welcome  

Since 1983 I have helped thousands of families realize their dream of homeownership.  With so many programs available today, it is important to have experience on your side when choosing a lender.

I recognize that buying a home is one of the largest purchases most of us will ever make and work hard to make your experience an exceptional one.  I take the time to focus on your specific needs and am proud to offer award-winning service, along with unique and comprehensive home buying tools.

Whether meeting across the desk or across the globe, I am committed to making the loan process as smooth as possible.  Thank you for your time and I look forward to the opportunity to be of service.

Lou Ann

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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Prevent Identity Theft and Help Preserve Your Credit Score

June 22, 2017

For homebuyers, having a good credit score is an important part of the mortgage process, and it can save you you thousands of dollars over the life of your loan.

While you can build a good credit score with a range of strategies,

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Choose Wisely When You Insulate Your Home

June 20, 2017

For homebuyers, your mortgage payment is one of several monthly costs you’ll have to pay. Other monthly costs include your property taxes, homeowners insurance, and homeowners association (HOA) fees.

On top of these, homeowners can expect a substantial monthly power power bill. In the summer of 2017 alone,

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Mortgage Industry Highlights – May 2017

June 15, 2017

May was another busy month for the mortgage industry. Here are some recent articles, highlights, and homeowner tips:


U.S. pending home sales fall; housing market recovery intact


Contracts to buy previously owned U.S.

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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